== your age and credit score govern the need for a co-signer ... and that co-signer is as responsible for the repayment as you will be ... YES, banks very often ask for a co-signer if the number one applicant has a credit score that is low and not acceptable for the loan....... pick your co-signed carefully (( Mom or Dad are best == as they will understand and help you if you should get behind in your payments )) that part is important ....
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